As joyous as the holiday season can be, it can also be stressful when you are short on funds. Luckily, you still have plenty of time to get things on track. You can create the holiday season of your dreams by using a variety of financing options available to those looking for a solution to a short-term cash flow issue.

Here is a short list of easy, quick and proven ways to do a little bit of work for extra cash

This means you will not have to surrender any property or promise any collateral. If you aren’t sure where to look for help with funds for Christmas, here are some great places to start.

Contract work – Utilise the internet and take advantage of online job sites such as Freelancer or Upwork. There are thousands of businesses looking to hire people for data entry, accounting, creative writing and much more. Another big bonus is may pay in US dollars!

Hit the local classifieds – During the holiday season, many local businesses will hire extra help. Be strategic about this and potentially work at a shop where you would like to purchase items from – this allows you to earn extra cash and get employee discounts!

Overtime – If you are currently working, just work some more. Ask your supervisors if there is any opportunity for overtime work.

Sell it Most households have loads of items that are no longer needed or unused. Think about what you may have at your home and sell it. One man’s garbage is another man’s treasure.

Traditional Personal Loans Most banks offer personal loans to qualified borrowers. Often, you will find the most favorable interest rates through a regular bank than many of the other options. Borrowers make monthly installments to repay the principle and interest owed. Personal loans have a defined end date, so you know exactly how long it will take to finish paying back the funds.

Qualifying for a personal loan requires borrowers to meet certain minimum criteria.